My Ohio Medicare Broker

Late  Enrollment  Penalty ?  

        Typically, Part A comes without a premium, that is if
        you have worked more than 40 quarters. However,
        those who choose not to enroll into Medicare Part B,
        or Part D, when First Eligible, will face a lifetime
        'Late Enrollment Penalty'

        You are first-eligible to enroll into Medicare (3) months
        prior to your 65th Birthday.  Generally,  you are late,  if
        you decide wait more than (3) months after your Birthday
        to enroll in a Medicare Part B or Part D Prescription Plan.

        The Amount of the Penalty is 1% of the National Average,
        But it accures monthly, and it's also a lifetime penalty, or
        premium adjustment. So be very mindful of your deadline.
 
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Special Enrollment Period
case-by-case

 DSNP  ENROLLMENT
once per quarter
 
  ANNUAL  ENROLLMENT
Oct 12th  - Dec 7th


OPEN  ENROLLMENT
Jan - Mar

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      Are You Turning 65
?

 Our Medicare Advisors will explain how medicare works, and answer your questions, and Look-up your Physician & Medications.
 Our system can sort through hundreds of different options, in seconds, then we'll show you "Plans" that matches your particular
 situation, and that's how you (the consumer) can find the "Plan" that meets both your needs and your budget.

 Did You Know... when you initially turn 65 (for the first (6) months) Medi-Gap Plans are Guaranteed-issue, meaning you cannot
 be denied because of your medical history. Afterwards, there are qualifying-medical-questions to access Medi-Gap benefits.
 
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